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Personal Loan Rates

Get the financing you need for what you want to achieve.
Our rates align with your best interests.
When you need an all-purpose personal loan, consider Copper State Credit Union. Borrow money at a competitive rate based on the strength of your credit score. It's an easy way for our members in Arizona and beyond to get money for almost anything.

Rates effective as of November 2, 2020.
Product Type Repayment Terms APR as low as
Personal Loans 24 - 60 Months 8.25%
Line of Credit N/A 9.25%
Share (Savings or Certificate) Secured Loan 24 - 84 Months 2.99%
Visa Credit CardN/ARates, Terms and Conditions

Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards. 

Share rate + 2.50% with a floor of 2.99%. 

The maximum unsecured amount that can be financed is $10,000. 

The following guidelines apply to all loans: 

  • Rates will not go below the floor of 2.99% 
  • Rates above reflect the Annual Percentage Rate (APR) 
  • Your rate is based on your current financial situation and credit history


Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications,
and collateral conditions. All loans subject to approval.