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Auto Loan Refinance

Hit the open road with a lower payment.
So you can love your car. And the low, monthly payment.
Competitive rates
Online application
Flexible repayment terms

What is an auto refinance?

An auto refinance is the process of applying for a new auto loan to pay off your existing auto loan. If your credit score has improved or if interest rates have gone down since you first financed your car, refinancing your auto loan could lower your monthly payment and save you thousands of dollars over the life of your loan.

Save money by refinancing with an auto loan1 from Deer Valley Credit Union. We offer you:

  • Competitive loan rates
  • Flexible financing ranging from 24 to 84 months2
  • Simple online application
Estimate your auto refinance with our auto refinance calculator to see if you can save money by refinancing.

1 All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Membership is required.

2 For a 72 month term, the amount financed must equal or exceed $15,000. For an 84 month term, the amount financed must equal or exceed $25,000.

3 Cash back will be 1% of the loan proceeds, up to a maximum of $500. Loan must be transferred from another financial institution to qualify for cash back. Minimum loan amount is $2,500. Your account must remain active and in good standing to qualify for cash back. Cash back amounts are subject to all applicable taxes and could be reportable by the credit union. Membership is required. Cash back offer expires April 30, 2020 and loans must be funded by this date to qualify for 1% cash back. Cash back payments will be posted to your member account no later than May 8, 2020.