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It's money for anything you want. Anytime you need it.
Competitive rates
One-time application
Easy access to money
No restrictions on use
Fix up your home. Take a special trip. Send your child to college. Cope with car repairs bills. Life is full of opportunities and unexpected expenses. When you encounter either, it pays to have a Copper State Credit Union Home Equity Line of Credit. Just fill out one simple application and you have access to a pool of money for a number of years. Borrow a bit when you need it, repay a little each month, make your life easier at every turn.
  • Competitive, adjustable-rate loan
  • Simple application process
  • Easy access to your money2
  • Minimum monthly payment of 1.5% of outstanding balance
  • Credit limit of up to 80% of your home's appraised value3
  • Can be used for a variety of reasons
  • Potential tax advantage

1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Membership is required.

2You will receive access to online banking to process draws against your Home Equity Line of Credit. If Deer Valley Credit Union is paying off a subordinate lien in order to establish the Line, Deer Valley Credit Union will make the first draw on your account.

3The maximum credit limit is $350,000.