Checking Accounts

Deer Valley Credit Union offers three checking accounts that go beyond the basics to offer real value combined with easy access and friendly, personalized service. One of the Deer Valley Checking Accounts is just right for you.

  • PARTICIPATION ACCOUNT: Checking account with high dividend rates. There is no minimum balance and no monthly maintenance fee. You get Free Checks, .25% cash back on signature based Visa® debit card transactions, Loan rate discounts on most loans and increased rates on share certificates.

  • FREE CHECKING: No minimum balance required and no monthly fees.

  • VALUE CHECKING: Earn dividends with no monthly service charge if you enroll in eStatements.

  • PRIME VALUE CHECKING: For members age 55 and over, earn dividends with no monthly service charge if you enroll in eStatements or maintain a $500 average balance.

Account Features - Offered on all DVCU Checking Accounts

Overdraft protection
Avoid returned check fee headaches by using overdraft protection. Your savings account is automatically set up for overdraft protection or a line of credit account may be established to protect your checking account from overdrafts. (Line-Of-Credit is subject to approval)
Free online bill pay
Paying your bills just got easier! Save time, postage and trips to the mailbox by using DVCU's Bill Payment Service. We make it quick and easy to pay utilities, credit cards and department store bills, mortgage, rent or insurance payments all from the comfort of your computer. Payments are debited from your checking account on the date that you specify.
Free eStatements
DVCU offers multiple years of current and past statements electronically. Access your statement online, or download a copy for your personal records. eStatements enhance security of your personal information by eliminating the risk that goes with receiving a statement by mail.
Free email and text alerts
Keep track of your balance, know when your credit or debit card has been used, be alerted when a paymeent is due so you can avoid unnecessary finance or late charges.
Free online and telephone account access
Keep track of your accounts from the convenience of your home or office with Remote Banking and Voice Response. Use these services to access your accounts, transfer funds, request statements, request copies of cleared checks - and much more.
Visa Check Card
Our no-annual fee Visa Check Card lets you pay for goods and services directly from your checking account at more than 12-million merchant locations worldwide - anywhere Visa® cards are welcomed.
Direct Deposit available
Don't waste time waiting in line to deposit your paycheck. Sign up for Direct deposit and your paycheck, Social Security check or retirement check are automatically deposited into your Deer Valley Credit Union account. It's fast, convenient and safe! Download a printable form to help set up direct deposit.
Direct Debit available
Why write checks every month? Let Direct Debit do the work for you automatically and it's free! Download a printable form to help set up direct debit.